Here's an explanation for how we make money There is no minimum balance. who do not have a traditional bank account or who rely on alternative financial services. numbers. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. If your identity is partially verified, full use of the Card Account will Should You Hire a Debt Settlement Company or Do It Yourself? 9 Custom Card Fee applies. Intro Offer: Unlimited Cashback Match - only from Discover. 6 Payback Rewards is an optional program. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. If you plan to save your tax refund, this is the card for you. $3.00 per withdrawal. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! What are index funds and how do they work? - Midnight (CT) Saturday - Sunday: 8 AM. Read More Plus, the app is optimized for . What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. 4. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. If However, its still a stepping-stone to better products and should be used as such. In fact, its missing Netspends virtual card number benefit for safer online shopping. What bank is Brinks all access? now = new Date(); Prepaid cards only allow you to spend money already in your account. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. No minimum balance necessary to open Savings Account or obtain the yield(s). Just $5 a month (compared to $9.95) for purchase You can also text to 469-513-8685. 1 Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. No late fees or interest charges because this is not a credit card. Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. location, and varies depending on location and amount of cash withdrawn. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Brink's Business Expense. The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. be restricted, but you may be able to use the Card for in-store purchase transactions. ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. Brink's US Email: csc-dfw@brinksinc.com Ends 1/31/22. See the Cardholder Agreement for details. Cash back rewards are credited to your Card Account and are not available in the form Netspend is the federally registered U.S. service mark of Netspend Corporation. $9.95 per lost, stolen, or damaged Card replaced. Fraud prevention The Company you trust is offering you the features and benefits you deserve. reduce the interest earned on the Savings Account. Netspend is the federally registered U.S. service mark of Netspend Corporation. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. We may also ask is the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. Standard text message or data rates may apply. Should You Use a HELOC to Pay Off Credit Card Debt? Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. All other trademarks and service marks belong to their owners. Percentage taken of total check amount. Bankrate.com is an independent, advertising-supported publisher and comparison service. Interest bearing savings account can be connected. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. Card may be used everywhere Debit Mastercard is accepted. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. *Card issued by Republic Bank & Trust Company, Member FDIC. Card use subject to activation and identity verification. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). Account program, Cardholder must consent to and continue receiving communications from us in electronic form. 3 Fee may be assessed by reload location and may vary from location to location. Login. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. Please explain your vote by sharing your experience. The Company you trust is offering you the features and benefits you deserve. or originating bank. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. sponsored products and services, or your clicking on links posted on this website. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. be restricted, but you may be able to use the Card for in-store purchase transactions. to fraud prevention restrictions at any time, with or without notice. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. 8. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. for repayment of any negative balance. Certain products and services may be licensed under U.S . Certain restrictions apply; see the program terms and conditions for full details, including point earning and reduce the interest earned on the Savings Account. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Brink's Money Prepaid Account - Brink's Prepaid Mastercard now = new Date(); With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. if (theYear < 1900) theYear = theYear + 1900; Answer: It depends on the country where the card is issued. You are always on the go. It's convenient and faster than waiting for a paper check in the mail! You will need to pay $9.95, if you need a card replacement. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Set the dial to 0. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. 9. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. $2.50 per withdrawal, plus ATM owner fees, if any. There is a reload fee of up to $3.95 fee every time you reload the card. Void in U.S. processed. Login. Because Savings Certain products and services may be licensed under U.S. Patent Nos. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. * See the online application for details about terms and conditions for these offers. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. 1. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. restrictions may delay availability of funds with or without notice. Residents of Vermont are ineligible to open a Card Account. Getting a Business Loan When You Have Bad Credit. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Release Summary. There is no minimum balance. Considering a card program for your business? How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. See the Cardholder Agreement for details. Prepaid MasterCards are used like regular credit cards. Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. represent all financial services companies or products. If Cardholder is subject to Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. Don't have a card? - 8 PM. Can You Build Credit With a Prepaid Credit Card? Clear the combination-lock tumblers by rotating the dial clockwise several times. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Those who can Direct Deposit at least $500. A FICO score/credit score is used to represent the creditworthiness of a What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. but can take up to one hour. Approved purchase transactions may Brink's gives you the peace of mind you deserve. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. details about how and when you get rewarded. Certain products and services may be licensed under U.S. Patent Nos. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. Standard text message or data rates may apply. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. standard Replacement Card Fee. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. With Brink's Direct Deposit, you can get paid faster than a paper check. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. Home Equity Loan vs. Line of Credit: Which Should You Choose? The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. but you may be able to use the Card for in-store purchase transactions. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. (CT) Saturday - Sunday: 8 AM. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. Brink's understands that time and money are valuable to you. Certain products and services may be licensed under U.S. Patent Nos. The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. For this post may contain references to products from our partners. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information Compare its features and fees in our detailed review. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, This is a third-party fee and is subject to change. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. 6,000,608 and 6,189,787. No Minimum Balance, No Late Fees - because this is not a credit card 6,000,608 and 6,189,787. A FICO score/credit score is used to represent the creditworthiness of a After qualifying, Monthly Plan The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 Our editorial team does not receive direct compensation from our advertisers. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. editorial policy, so you can trust that our content is honest and accurate. Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. The interest rates and APYs of each tier may change. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. For a complete list of fees, please refer to the fee schedule in the Cardholder With Brink's Direct Deposit, you can get paid faster* than a paper check. What Are Different Types of Credit Cards? See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Brink's secures valuables around the world. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. How to Open a Brinks fire Safe. Cardholder is responsible for repayment of any negative balance. Brink's Prepaid Mastercard. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) deducted from check total prior to loading your Card Account. Filter & compare all your options in one place. Bankrate follows a strict Prepaid Debit Cards from, in Bankrate has answers. Void where prohibited. The interest rates and APYs of each tier may change. Put your picture on a Card for added security when paying a merchant in store. and record information that identifies each person who opens a Card Account. Terms apply to the offers listed on this page. See the Cardholder Agreement for details. If custom card is lost, stolen, or damaged, any request for: (a) a replacement Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. $3.00 per transfer. However all credit card information is presented without warranty. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Certain products and services may be licensed under U.S. Patent Nos. without notice pursuant to applicable law. 1, 2020. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. (Residents of the State of Vermont are ineligible to open a Card Account). Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Use of the Card Account is subject to activation, ID verification, and funds availability. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. Does Brinks charge a monthly fee? Get the app that helps make sure your money keeps up with you! Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. without notice pursuant to applicable law. We maintain a firewall between our advertisers and our editorial team. 4% of the U.S. Dollar amount of the purchase transaction. Neither Plan Fee option includes any other fees. Are you an existing customer? Mastery Wiki Search for: How; Who; You may also be charged a fee by the ATM operator. See your Cardholder Agreement for details. person and may be one indicator to the credit type you are eligible for. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Greater of 5.0% of total check amount or $5.00 per check load. And look at all the freebies you get: Free direct deposit. Reverse Mortgages: When Do They Make Sense? Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. to fraud prevention restrictions at any time, with or without notice. You'll receive a Card in the mail within 7-10 business days. Early But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. There's no minimum spending or maximum rewards. See full Official Rules for details. All Rights Reserved. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. There's no interest or late fees because it's not a credit card. delay availability of funds with or without notice. Residents of Vermont are ineligible to open a Card Account. Even the rewards with the. The information, including card rates and fees, is accurate as of the publish date. Fees apply for approved Money in Minutes transactions funded to your card. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card.
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